Fee schedule and OCCC notice
The following schedule shows the fees for an in-store monthly multi-pay payment payday loan – CAB fee per $100 is $200
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | MONTHLY PAYMENTS #1-4 | MONTHLY PAYMENTS # 5 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 494.17% | $612.48 | $300.00 | #1 - $122.28 #2 - $122.69 #3 - $122.45 #4 - $122.53 |
$422.53 | $912.48 | $600.00 | $12.48 |
| 494.18% | $1,020.82 | $500.00 | #1 - $203.81 #2 - $204.49 #3 - $204.08 #4 - $204.22 |
$704.22 | $1,520.82 | $1,000.00 | $20.82 |
| 494.19% | $1,429.17 | $700.00 | #1 - $285.34 #2 - $286.29 #3 - $285.72 #4 - $285.91 |
$985.91 | $2,129.17 | $1,400.00 | $29.17 |
The following schedule shows the fees for an in-store bi-weekly multi-pay payment payday loan – CAB fee per $100 is $300
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | BI-WEEKLY PAYMENTS #1-11 | BI-WEEKLY PAYMENTS # 12 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 659.88% | $913.68 | $300.00 | $76.14 | $376.14 | $1,213.68 | $900.00 | $13.68 |
| 659.88% | $1,522.80 | $500.00 | $126.90 | $626.90 | $2,022.80 | $1,500.00 | $22.80 |
| 659.92% | $2,132.04 | $700.00 | $177.67 | $877.67 | $2,832.04 | $2,100.00 | $32.04 |
The following schedule shows the fees for an in-store multi payment auto title loan – CAB fee per $100 is $125
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE* | AMOUNT FINANCED* | MONTHLY PAYMENTS #1-4 | MONTHLY PAYMENTS # 5 | TOTAL OF PAYMENTS* | TITLE LIEN FEE | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|---|
| 311.63% | $688.45 | $533.00 | #1 - $137.31 #2 - $138.04 #3 - $137.60 #4 - $137.75 |
$670.75 | $1,221.45 | $33.00 | $666.25 | $22.20 |
| 311.64% | $1,334.30 | $1,033.00 | #1 - $266.13 #2 - $267.54 #3 - $266.69 #4 - $266.97 |
$1,299.97 | $2,367.30 | $33.00 | $1,291.25 | $43.05 |
| 311.64% | $1,980.17 | $1,533.00 | #1 - $394.95 #2 - $397.04 #3 - $395.78 #4 - $396.20 |
$1,929.20 | $3,513.17 | $33.00 | $1,916.25 | $63.92 |
The following schedule shows the fees for an online multi payment auto title loan – CAB fee per $100 is $140
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE* | AMOUNT FINANCED* | MONTHLY PAYMENTS #1-4 | MONTHLY PAYMENTS # 5 | TOTAL OF PAYMENTS* | TITLE LIEN FEE | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|---|
| 348.05% | $768.40 | $533.00 | #1 - $153.30 #2 - $154.03 #3 - $153.59 #4 - $153.74 |
$686.74 | $1,301.40 | $33.00 | $746.20 | $22.20 |
| 348.05% | $1,489.25 | $1033.00 | #1 - $297.12 #2 - $298.53 #3 - $297.68 #4 - $297.96 |
$1,330.96 | $2,522.25 | $33.00 | $1,446.20 | $43.05 |
| 348.06% | $2,210.12 | $1533.00 | #1 - $440.94 #2 - $443.03 #3 - $441.77 #4 - $442.19 |
$1,975.19 | $3,743.12 | $33.00 | $2,146.20 | $63.92 |
The following schedule shows the fees for an online monthly multi-pay payment payday loan – CAB fee per $100 is $225
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | MONTHLY PAYMENTS #1-4 | MONTHLY PAYMENTS # 5 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 555.27% | $687.48 | $300.00 | #1 – $137.28 #2 – $137.69 #3 – $137.45 #4 - $137.53 |
$437.53 | $987.48 | $675.00 | $12.48 |
| 555.29 % | $1,145.82 | $500.00 | #1 – $228.81 #2 – $229.49 #3 – $229.08 #4 - $229.22 |
$729.22 | $1,645.82 | $1,125.00 | $20.82 |
| 555.30% | $1,604.17 | $700.00 | #1 – $320.34 #2 – $321.29 #3 – $320.72 #4 - $320.91 |
$1,020.91 | $2,304.17 | $1,575.00 | $29.17 |
The following schedule shows the fees for an online bi-weekly multi-pay payment payday loan – CAB fee per $100 is $336
| ANNUAL PERCENTAGE RATE | FINANCE CHARGE | AMOUNT FINANCED | BI-WEEKLY PAYMENTS #1-11 | MONTHLY PAYMENTS # 12 | TOTAL OF PAYMENTS | TOTAL CAB FEE | TO UNAFFILIATED LENDER |
|---|---|---|---|---|---|---|---|
| 737.88% | $1,021.68 | $300.00 | $85.14 | $385.14 | $1,321.68 | $1,008.00 | $13.68 |
| 737.88% | $1,702.80 | $500.00 | $141.90 | $641.90 | $2,202.80 | $1,680.00 | $22.80 |
| 737.92% | $2,384.04 | $700.00 | $198.67 | $898.67 | $3,084.04 | $2,352.00 | $32.04 |
License:
Installment Loan Disclosures:
Title Loan Disclosures:
CSO Registration:
A returned item fee of $30.00 will be applied to dishonored checks
Late payment Fee of $7.50 or 5% of the late payment amount whichever is great will be applied for payments more than 10 days past due
Customer Comment and Complaint Number is 214-559-7325
This business is licensed and examined by the State of Texas-Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800)5381579, consumer.complaints@occc.texas.gov
“An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.”
The loan information shown here is an example and may not reflect the actual fees and interest charged to a loan provided by the lender or credit access business.